
Complaints Handling.
At Antipodean Underwriting, we truly strive to create the best products and services and we want every policyholder to have the ability to let us know if our products and services aren't up to scratch. If you are unhappy with any of our products or services, we want you to tell us so that we have the opportunity to address your concerns.
Antipodean Underwriting are proud supporters of the General Insurance Industry Code of Practice (“the Code”). A copy of the Code can be viewed at www.codeofpractice.com.au. All complaints and disputes in relation to any of our products or services will be handled in accordance with the Code.
Stage 1 - Internal Dispute Resolution
If you have a complaint, the first thing to do is raise any issues that you may have with the member of staff with whom you have been dealing and attempt to resolve any issues with them directly. The members of our team are trained to handle complaints efficiently and fairly. If you are unable to resolve your complaint with your contact person, you may escalate your complaint. This can be done verbally or in writing via email at complaints@antipodeanunderwriting.com.au.
If you prefer to make a verbal complaint, you may do so by telephone on 0448300203 or by speaking with the team member with whom you were dealing. To assist us in dealing with your complaint, please provide as much information as possible about the reasons for your complaint, including your claim or policy number (if applicable). Once you have made a complaint, we will escalate your complaint to our Internal Dispute Resolution Officer who will provide you with a written response to your complaint.
If our Internal Dispute Resolution Officer is able to resolve your complaint to your satisfaction, you will receive a written Stage 1 resolution letter confirming resolution of your complaint. If the complaint cannot be resolved to your satisfaction then the matter will be automatically escalated to the relevant insurer who will carry out the Stage 2 review.
Stage 2 - Insurer Review
If the matter is referred to Stage 2, you will receive a written decision letter from the relevant insurer. The complaints process (Stages 1 and 2) will be completed within 30 calendar days of receipt of
the complaint. Where further information, assessment or investigation is required, you will be contacted and advised of the reasons for the delay and reasonable alternative timeframes will be advised. You will be kept informed of the progress of your complaint.
Stage 3 - External Dispute Resolution
If your complaint is not resolved in a manner satisfactory to you or we do not resolve your complaint within 30 calendar days of receiving it at Stage 1, you may refer the matter to the Australian Financial Complaints Authority (AFCA). AFCA is an independent external dispute resolution service available to our policyholders to review certain types of insurance disputes. AFCA can advise you whether your dispute falls within their Terms of Reference as not all customers and disputes are covered. Your dispute must be referred to AFCA within 2 years of the date of our final decision. Determinations made by AFCA are binding upon us. You may contact AFCA at any time during the complaints handling process for information including whether or not, your complaint or dispute falls within their Terms of Reference, at:
Online: www.afca.org.au
Phone: 1800 931 678
Email: info@afca.org.au
Post: Australian Financial Complaints Authority
GPO Box 3
Melbourne VIC 3001